For more details about the credit account, your checkmyfile credit account probably contains the key, as it contains information about the lender`s name, the amount borrowed, an outstanding amount, the date of conclusion of the contract, and the credit information that declares it. 1) call you either in person or by phone early in the morning or late at night; 2) threaten to blacklist you (as opposed to simply entering information into a credit information service); 3) Report to your employer or threaten to report yourself 4) Send pickup trucks to your property with signs clearly indicating that they are from a collection office. Finally, there are certain requirements for voidable agreements. A consumer credit agreement is cancellable only if it has been signed after or after all the lender`s insurance in the presence of the borrower and if it has not been signed on the lender`s premises. . . .